AA = Accounting Assistant
AA = Attendance Allowance
AAMS = Accredited Asset Management Specialist
AASA = Assistant Area Sales Advisor
AAVP = Associate Administrator for Veterans Programs
AB = Administrative Board
ABA = Accredited Business Accountant
ABCP = Associate Business Continuity Planner
ABM = Area Business Manager
ABR = Accredited Buyer's Representative
ABW = Activity Based Workplace
AC = Academic Counselor
ACC = Association Corporate Counsel
ACCG = Accounting
ACCT = Account
ACR = Accrual
ACV = Actual Cash Value
AD = Advertisement
AD = Assistant Deputy
AD = Assistant Director
ADA = Average Daily Attendance
ADAF = Associate Director of Administration and Finance
ADC = Assistant District Commissioner
ADI = Advanced Driving Instructor
ADOF = Associate Director of Finance
ADP = Automated Data Processing
ADR = American Depositary Receipt
ADR = Associate Dean for Research
ADRP = Assistant Director for Research and Planning
ADU = Academic Development Unit
AEAP = As Early As Possible
AFC = Away From Computer
AFK = Away From Keyboard
AGI = Adjusted Gross Income
AGT = Agent
AIDA = Attention, Interest, Desire, Action
AIR = Assumed Interest Rate
AM = Accounts Manager
AM = Administration Manager
AMBW = All My Best Wishes
AMS = Attendance Management System
AOP = Adjusted Operating Profit
AOP = Annual Operating Plan
AP = Accounts Payable
APP = Application
APR = Annual Percentage Rate
AR = Accounts Receivable
ARM = Adjustable Rate Mortgage
ARPU = Average Revenue Per User
ASAP = As Soon As Possible
ASP = Average Selling Price
ATAAPS = Automated Time, Attendance, and Production System
ATEOTD = At The End Of The Day
ATTN = Attention
AWOL = Absent Without Leave
AYDY = Are You Done Yet?
AYEC = At Your Earliest Convenience
AYW = As You Wish
B&C = Bonds and Coupons
B2B = Business to Business
B2C = Business to Consumer
B2G = Business to Government
BAT = Business Action Theory
BAU = Business As Usual
BBB = Better Business Bureau
BCC = Blind Copied
BD = Business Development
BDC = Business Development Company
BEP = Break Even Point
BGT = Budget
BIC = Bank Identifier Code
BID = Break It Down
BIMS = Business Information Management Suite
BKPR = Bookkeeper
BMC = Business Model Canvas
BOM = Bill of Materials
BOS = Bill of Sale
BPC = Business Planning Cycle
BPO = Business Process Outsourcing
BPR = Brief Project Report
BPV = Bank Payment Voucher
BRD = Business Requirements Document
BRU = Business Recovery Unit
BRV = Bank Receipt Voucher
BS = Balance Sheet
BTW = By The Way
BU = Business Unit
BUSI = Business
C&F = Cost With Freight
C2B = Consumer To Business
CA = Current Account
CAGR = Compound Annual Growth Rate
CAO = Chief Accounting Officer
CAO = Chief Analytics Officer
CAP = Capital
CAPEX = Capital Expenditures
CAPM = Capital Asset Pricing Mode
CBOE = Chicago Board Options Exchange
CBOT = Chicago Board of Trade
CC = Carbon Copy
CD = Certificate of Deposit
CDM = Change and Data Management
CDO = Chief Data Officer
CDO = Collateralized Debt Obligation
CDS = Credit Default Swap
CEO = Chief Executive Officer
CF = Cash Flow
CFA = Chartered Financial Analyst
CFC = Consumption of Fixed Capital
CFCT = Cash Flow Cycle Time
CFD = Contract for Difference
CFM = Certified Financial Manager
CFO = Chief Financial Officer
CFP = Certified Financial Planner
CFS = Consolidated Financial Statement
CHK = Check
CIA = Certified Internal Auditor
CIF = Cost Insurance with Freight
CIMA = Chartered Institute of Management Accountants
CIO = Chief Information Officer
CIP = Carriage and Insurance Paid
CISA = Certified Information Systems Auditor
CISO = Chief Information Security Officer
CKM = Customer Knowledge Management
CLO = Chief Legal Officer
CMA = Certified Management Accountant
CMFB = Committee on Monetary, Finance and Balance of payments statistics
CMO = Chief Marketing Officer
CMS = Content Management System
COA = Cost of Attendance
COA = Chart of Account
COB = Close Of Business
COC = Cost of Credit
COC = Cost of Capital
COD = Cash on Delivery
COD = Cost of Debt
COE = Cost of Equity
COGS = Cost of Goods Sold
COO = Chief Operating Officer
CPA = Certified Public Accountant
CPI = Consumer Price Index
CPO = Chief Procurement Officer
CPQ = Configure, Price, Quote
CPTAL = Capital
CPU = Cost Per Unit
CR = Credit
CR = Conversion Rate
CRM = Customer Relationship Management
CSI = Corporate Social Investment
CSO = Chief Security Officer
CSR = Corporate Social Responsibility
CTA = Call To Action
CTC = Chief Technology Officer
CTT = Critical Time Tracking
CUSIP = Committee on Uniform Security Identification Procedures
CVP = Cost Volume Profit
CX = Customer Experience
DDA = Depletion Depreciation Amortization
DIFOT = Delivery In Full On Time
DI = Dispatch Information
DM = Direct Mail
DMA = Direct Market Access
DOE = Depending On Experience
DPO = Days Payable Outstanding
DR = Depositary Receipt
DSO = Days Sales Outstanding
DSP = Delivery Service Provider
DVP = Delivery Versus Payment
EA = Enrolled Agent
EAR = Effective Annual Rate
EAY = Effective Annual Yield
EBITA = Earnings Before Interest and Taxes and Amortization
EBITDA = Earnings Before Interest, Taxes, Depreciation, and Amortization
ECB = European Central Bank
ECS = Electronic Clearing Service
EDI = Electronic Data Interchange
EFSM = European Financial Stabilisation Mechanism
EFT = Electronic Funds Transfer
EFTPOS = Electronic Funds Transfer at Point of Sale
EMI = Equated Monthly Installment
EOB = End Of Business
EOD = End Of Day
EOM = End Of Message
EOW = End Of Week
EPC = Export Promotion Council
EPS = Earnings Per Share
ERP = Enterprise Resource Planning
ESP = Email Service Provider
ETA = Estimated Time of Arrival
ETD = Estimated Time of Departure
ETF = Exchange Traded Funds
EXP = Export
F/U = Follow-Up
FAB = Feature Advantage Benefits
FDIC = Federal Deposit Insurance Corporation
FDP = Finance Department
FIFO = First In, First Out
FIR = Fixed Interest Rate
FIX = Financial Information Exchange
FL = Financial Leverage
FOB = Freight On Board
FOC = Free Of Cost
FOMC = Federal Open Market Committee
FOREX = Foreign Exchange
FP&A = Financial Planning & Analysis
FPO = Follow on Public Offer
FRB = Federal Reserve Board
FSA = Financial Services Authority
FTE = Full Time Equivalent
FTE = Full Time Employee
FV = Future Value
FY = Fiscal Year
FY = Financial Year
FYA = For Your Action
FYF = Full Year Forecast
FYI = For Your Information
G&A = General and Administration expense
GAAP = Generally Accepted Accounting Principles
GAAS = Generally Accepted Audit Standards
GDP = Gross Domestic Product
GDPR = General Data Protection Regulation
GDR = Global Depository Receipt
GFCF = Gross Fixed Capital Formation
GL = General Ledger
GMP = Good Manufacturing Practices
GMROII = Gross Margin Return on Inventory Investment
GMV = Gross Merchandise Volume
GNP = Gross National Product
GP = Gross Profit
GPO = Group Purchasing Organization
GPP = Gross Primary Productivity
GRN = Goods Receipt Note
GRNI = Goods Receipt Not Invoiced
GSV = Gross Sales Value
GVC = Global Value Chain
HP = Hire Purchase
HPCS = High Productivity Computing Systems
HQ = Headquarters
HR = Human Resources
HRD = Human Resource Department
HRD = Human Resource Development
HRM = Human Resource Manager
IAM = In A Meeting
IAS = International Accounting Standards
IBAN = International Bank Account Number
ICB = Industry Classification Benchmark
ICRM = Innovative Customer Relationship Management
IE = Interest Expense
IFRS = International Financial Reporting Standard
ILCLP = IdentLogic Systems Customer Loyalty Program
IMF = International Monetary Fund
IMP = Import
INC = Incorporated
IPO = Initial Public Offering
IPT = Item Per Transaction
IR = Interest Rate
IRA = Individual Retirement Account
IRR = Internal Rate of Return
IRS = Internal Revenue Service
ISIN = International Securities Identification Number
ISM = Institute of Supply Management
ITT = Invitation to Tender
IYR = In Year Revenue
JIS = Just In Sequence
JIT = Just In Time
JLMK = Just Let Me Know
JST = Joint Supervisory Team
JW = Just Wondering
KIBOR = Karachi Interbank Offered Rate
KPI = Key Performance Indicator
KUTGW = Keep Up The Good Work
KYC = Know Your Customer
LBO = Limited Buy Out
LC = Letter of Credit
LE = Latest Estimate
LET = Leaving Early Today
LIBOR = London Interbank Offered Rate
LIFFE = London International Financial Futures and Options Exchange
LIFO = Last In, First Out
LLC = Limited Liability Corporation
LME = London Metal Exchange
LMK = Let Me Know
LMS = Learning Management System
LOC = Line Of Credit
LOI = Letter Of Intent
LOU = Letters Of Undertaking
LTV = Loan To Value
LWOP = Leave Without Pay
MBS = Mortgage-Backed Security
MGMT = Management
MIC = Market Identifier Code
MiFID = Markets in Financial Instruments Directive
MILE = Maximum Impact, Little Effort
MITs = Most Important Things
MMKT = Money Market
MoM = Month over Month
MOQ = Minimum Order Quantity
MOU = Memorandum Of Understanding
MPC = Marginal Propensity to Consume
MPR = Monthly Progress Report
MRO = Maintenance, Repair, and Operations
MRP = Maximum Retail Price
MSOD = Monthly Statement of Select Operational Data
MSRP = Manufacturer's Suggested Retail Price
MTD = Month-To-Date
MWC = Managerial Working Capital
N/A = Not Applicable
NAV = Net Asset Value
NCBO = No Change of Beneficial Ownership
NCND = Non-Circumvent and Non-Disclosure
NDA = Non-Disclosure Agreement
NI = Net Income
NII = Net Interest Income
NIM = No Internal Message
NIM = Net Interest Margin
NOA = Net Operating Assets
NOI = Net Operating Income
NOPAT = Net Operating Profit After Tax
NPA = Non Performing Asset
NPL = Non Performing Loan
NPV = Net Present Value
NRN = No Reply Necessary
NSFW = Not Safe For Work
NTE = Not To Exceed
NWR = Not Work Related
NYMEX = New York Mercantile Exchange
NYSE = New York Stock Exchange
OC = Opportunity Cost
OCF = Operating Cash Flow
OE = Owner’s Equity
OECD = Organisation for Economic Co-operation and Development
OEM = Original Equipment Manufacturer
OIBDA = Operating Income Before Depreciation And Amortization
OKR = Objectives and Key Results
OOF = Out Of Facility
OOO = Out Of Office
OOTO = Out Of The Office
OPEX = Operational Expenditure
OTC = Over-The-Counter
OTIF = On Time In Full
OTP = On The phone
P&L = Profit and Loss
P/E = Price-to-Earnings ratio
P2B = Platform to Business
PA = Promotional Activity
PA = Purchasing Agent
PA = Personal Assistant
PA = Performance Appraisal
PAT = Profit After Tax
PBT = Profit Before Tax
PC = Percent
PC = Productivity Commission
Pd = Paid
PEG = Price-to-Earnings Growth ratio
PE = Private Equity
PFI = Private Finance Initiative
PI = Productivity Index
PII = Professional Indemnity Insurance
PLB = Productivity Linked Bonus
PLMK = Please Let Me Know
PM = Project Manager
PMAC = Period Moving Average Cost
PO = Purchase Order
PO = Profit Objective
POA = Plan Of Action
POC = Point Of Contact
POS = Point of Sale
PP&E = Property, Plant, and Equipment
PPP = Public-Private Partnership
PPP = Purchasing Power Parity
PPT = Powerpoint presentation
PR = Purchase Requisition
PR = Public Relations
PRO = Public Relations Officer
PTD = Project To Date
PTE = Part-Time Employee
PTO = Paid Time Off
PV = Present Value
PWIN = Percent Win
Q/Q = Quarter over Quarter
Q1 = Quarter 1
Q2 = Quarter 2
Q3 = Quarter 3
Q4 = Quarter 4
QC = Quality Control
QOQ = Quarter On Quarter
QTD = Quarter-To-Date
Qty = Quantity
R&D = Research and Development
RAQSCI = Regulatory, Assurance of Supply, Quality, Service, Cost, Innovation
RC = Retail Company
RE = Retained Earnings
REIT = Real Estate Investment Trust
RFD = Request For Discussion
RFI = Request For Information
RFP = Request For Proposal
RFQ = Request For Quotation
RMP = Risk Management Professional
ROA = Return On Assets
ROC = Registration Of Company
ROCE = Return On Capital Employed
ROE = Return On Equity
ROI = Return On Investment
ROIC = Return On Invested Capital
RONA = Return On Net Assets
ROS = Return On Sales
RR = Resource Rent
RSP = Retail Selling Price
RTT = Real Time Tracking
RTTS = Real Time Tracking System
RWA = Risk-Weighted Asset
S&M = Sales and Marketing
S = Sales and Operations Planning
SaaS = Software-as-a-Service
SBLC = Stand By Letter of Credit
SBU = Strategic Business Unit
SCBA = Social Cost Benefit Analysis
SCM = Supply Chain Management
SDP = Software Design and Productivity
SEC = Securities and Exchange Commission
SEDOL = Stock Exchange Daily Official List
SEO = Search Engine Optimization
SG&A = Sales, General, and Administrative expenses
SIOP = Sales Inventory and Operations Plan
SIR = Stores Issuance Requisition
SIV = Structured Investment Vehicle
SKU = Stock Keeping Unit
SLA = Service Level Agreement
SMART = Specific, Measurable, Attainable, Realistic, Time-bound
SMB = Small to Medium Business
SME = Small and Medium Enterprises
SOHO = Small Office/Home Office
SOP = Standard Operating Procedure
SOW = Statement Of Work
SP = Strategic Plan
SPR = Software Productivity Research
SROI = Social Return On Investment
STP = Situation Target Proposal
STRATCOM = Strategic Communications
SU = Start Up
SUA = Start Up Agreement
SUE = Start Up Expenses
SUE = Start Up and Expansion
SUP = Start Up Program
SWOT = Strengths, Weaknesses, Opportunities, Threats
TBC = To Be Completed
TBD = To Be Determined
TB = Transaction Banking
TCO = Total Cost of Ownership
TCV = Total Contract Value
TL;DR = Too Long, Didn’t Read
TOS = Terms Of Service
TOTW = Time Off for Time Worked
TQM = Total Quality Management
TRUE = Tracking Real-time User Experience
Ts & Cs = Terms and Conditions
TSA = Tax-Sheltered Annuity
TSR = Total Shareholder Return
TTM = Trailing Twelve Months
TTS = Time Tracking Software
TYT = Take Your Time
UPI = Unified Payment Interface
USP = Unique Selling Point
USP = Unique Selling Proposition
VAD = Value-Added Distributor
VAR = Value-Added Reseller
VAR = Value At Risk
VAT = Value-Added Tax
VIR = Variable Interest Rate
VC = Venture Capital
VP = Vice President
W/O = Without
WACC = Weighted Average Cost of Capital
WASP = Weighted Average Selling Price
WC = Working Capital
WFH = Work From Home
WHT = Withholding Tax
WIIFM = What’s In It For Me?
WLL = With Limited Liability
WO = Work Order
WOM = Word Of Mouth
WTD = Week-To-Date
WTO = World Trade Organization
WVN = Withdraw Voucher Note
WW = World Wide
WYSIWYG = What You See Is What You Get
YOY = Year Over Year
YTC = Yet-To-Confirm
YTD = Year To Date
YTM = Yield To Maturity
ZBB = Zero Based Budgeting
ZCYC = Zero Coupon Yield Curve
ZOPA = Zone of Possible Agreement